:root{--ink:#111417;--muted:#626a73;--paper:#f5f2ec;--card:#fff;--line:#ddd7ce;--accent:#c7422f;--steel:#29323a;--gold:#b78a46}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;background:var(--paper);color:var(--ink);line-height:1.68}
a{color:inherit}.wrap{max-width:1180px;margin:auto;padding:0 22px}.site-header{background:#0f1215;color:#fff;position:sticky;top:0;z-index:1000;box-shadow:0 2px 12px #0003}
.nav{min-height:72px;display:flex;align-items:center;gap:24px}.brand{font-weight:900;letter-spacing:-.04em;font-size:24px;text-decoration:none;white-space:nowrap}.brand span{color:var(--accent)}
.navlinks{margin-left:auto;display:flex;gap:20px;align-items:center}.navlinks a{text-decoration:none;color:#d9dde0;font-size:14px}.header-cta{margin:0;white-space:nowrap;padding:10px 14px}
.menu-toggle{display:none;background:transparent;border:1px solid #59616a;color:#fff;border-radius:7px;width:42px;height:42px;font-size:23px;line-height:1;cursor:pointer}
.hero{padding:74px 0 58px;background:linear-gradient(120deg,#11161a,#303941);color:#fff}.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:800;color:#e5a74c}
h1,h2,h3,h4{line-height:1.12;letter-spacing:-.03em}h1{font-size:clamp(42px,6vw,72px);max-width:900px;margin:12px 0 22px}h2{font-size:32px;margin-top:46px}h3{font-size:21px}
.lead{font-size:20px;color:#d6dade;max-width:800px}.article .lead{color:var(--muted)}.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:800;padding:12px 17px;border-radius:7px;margin:8px 8px 8px 0}
.btn.alt{background:#fff;color:#171b1e}.section{padding:52px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:23px;text-decoration:none;display:block}.card:hover{transform:translateY(-2px);box-shadow:0 10px 28px #00000012}
.layout{max-width:1180px;margin:auto;padding:46px 22px 76px;display:grid;grid-template-columns:minmax(0,790px) 300px;gap:46px}.article{min-width:0}.article>h1{font-size:clamp(38px,5vw,54px);color:var(--ink);max-width:800px}
.sidebar{align-self:start}.sidebox{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px;margin-bottom:18px}.sidebox h2{font-size:21px;margin:0 0 10px}.sidebox ul{padding-left:18px;margin:8px 0}
.note{border-left:4px solid var(--gold);padding:14px 18px;background:#fff8e9;margin:28px 0}.cta{background:#171c20;color:#fff;padding:25px;border-radius:10px;margin:34px 0}.cta p{color:#d6dade}.cta h2{margin-top:0}
.crumb{font-size:13px;color:var(--muted);margin-bottom:24px}.footer{background:#101316;color:#cbd0d4;padding:42px 0;font-size:14px}.footer a{color:#fff}.footerlinks{display:flex;gap:18px;flex-wrap:wrap}
.disclosure{font-size:13px;color:var(--muted);border:1px solid var(--line);padding:12px 15px;border-radius:7px;background:#fff}.scale{font-size:50px;font-weight:900;letter-spacing:-.05em}
table{border-collapse:collapse;width:100%;background:#fff;margin:20px 0}td,th{border:1px solid var(--line);padding:12px;text-align:left}th{background:#ece8e1}.sitemap-list{columns:2;column-gap:40px}.sitemap-list li{break-inside:avoid;margin:8px 0}
@media(max-width:860px){
 .site-header{position:sticky}.nav{min-height:62px;gap:10px}.brand{font-size:20px}.navlinks{display:none;position:absolute;left:0;right:0;top:62px;background:#151a1e;padding:14px 22px 20px;flex-direction:column;align-items:stretch;margin:0}.navlinks.open{display:flex}.navlinks a{padding:8px 0}
 .menu-toggle{display:block;order:4}.header-cta{order:3;margin-left:auto;font-size:12px;padding:9px 10px}.brand{order:1}.navlinks{order:5}.layout{grid-template-columns:1fr;gap:18px;padding-top:34px}.sidebar{position:static}.grid,.grid.two{grid-template-columns:1fr}.hero{padding-top:48px}.sitemap-list{columns:1}
}
@media(max-width:410px){.brand{font-size:17px}.header-cta{font-size:11px;padding:8px 9px}.nav{padding-left:12px;padding-right:12px}}

/* Editorial depth and offer modal */
.quickfacts{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0}.fact{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px}.fact strong{display:block}
.offer-modal[hidden]{display:none}.offer-modal{position:fixed;inset:0;background:#0009;z-index:3000;display:grid;place-items:center;padding:20px}.offer-dialog{position:relative;max-width:560px;width:100%;background:#fff;border-radius:14px;padding:30px;box-shadow:0 24px 80px #0007}.offer-dialog h2{margin:0 34px 12px 0;font-size:30px}.offer-dialog p{color:var(--muted)}.modal-close{position:absolute;right:14px;top:12px;border:0;background:transparent;font-size:28px;cursor:pointer}.modal-actions{display:flex;gap:10px;flex-wrap:wrap}.stay-btn{border:1px solid var(--line);background:#fff;color:var(--ink);font-weight:800;padding:12px 17px;border-radius:7px;cursor:pointer}
@media(max-width:860px){
 .site-header .brand{flex:1}.site-header .header-cta{margin-left:auto;margin-right:0}.site-header .menu-toggle{display:none!important}.site-header .navlinks{display:none!important}
 .quickfacts{grid-template-columns:1fr}.header-cta{font-size:13px;padding:10px 13px}
}

.meta{display:flex;gap:10px;flex-wrap:wrap;font-size:13px;color:var(--muted);margin:12px 0 22px}.meta span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px 9px}
.takeaways{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px;margin:24px 0}.takeaways h2{margin:0 0 10px;font-size:22px}.takeaways ul{margin:0;padding-left:20px}
.toc{background:#ece8e1;border-radius:10px;padding:18px 22px;margin:26px 0}.toc strong{display:block;margin-bottom:8px}.toc a{display:block;margin:5px 0;color:#303841}
.cluster{margin:34px 0}.cluster-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.cluster a{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px;text-decoration:none}
.faq{border-top:1px solid var(--line);padding-top:6px}.faq h3{font-size:18px;margin:22px 0 6px}.updated-note{font-size:13px;color:var(--muted);font-style:italic}.journey{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:24px 0}.journey div{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px}.journey b{display:block}
@media(max-width:860px){.cluster-grid,.journey{grid-template-columns:1fr}}